Centrum Capital Limited, established in 1997 and based in Mumbai, is a full-service financial conglomerate offering investment banking, lending, broking, and wealth management services. It is also the parent of Unity Small Finance Bank, launched in collaboration with BharatPe.

Core Segments

Investment Banking & Capital Markets:

Advisory and fund-raising for institutions and corporates.

Wealth & Retail Broking : Serving HNIs and retail investors with financial products.

Lending : MSME, microfinance, and affordable housing finance through Centrum subsidiaries and Unity SFB.

Alternative Investments : Portfolio management and private credit.

Financial Highlights : Centrum’s stock trades around ₹39.80 as of July 2025.

Unity Small Finance Bank has expanded to 150+ branches in under 2 years.

Centrum Group has raised over ₹2 lakh crore across equity and debt mandates since inception.

Strengths
Strong legacy in institutional finance and advisory.

Strategic entry into banking through Unity SFB.

Diversified income streams and scalable verticals.

Risks
Lending operations expose Centrum to credit and NPA risks.

Regulatory and interest rate fluctuations impact profitability.

Investment banking highly dependent on market cycles.

Outlook : Centrum is well-positioned as a niche financial services player. Its strategic focus on MSMEs, HNIs, and alternatives makes it a long-term growth candidate in India’s evolving financial landscape.